TERMS AND CONDITIONS for “AIB Presents Movies & Mortgages Live – Event Promotion”

Morrow Communications is the Promoter of AIB Movies & Mortgages Live and operating this promotion on behalf of the ‘Client’ who is AIB Group (UK) p.l.c. trading under licence as AIB (NI). See www.morrowcommunications.com for details of our registered office and company number.

Movies & Mortgages Live Promotion constitutes two online events hosted on behalf of AIB (NI) Ltd which are open to all interested parties to pre-register and/or login to attend virtually on the specific broadcast dates/times. The Movies & Mortgages promotion includes a gift offered to a limited number of participants who register in advance. The Movies & Mortgages Prize Draw will only be open to those who are watching the livestream in real time and have provided valid contact details both on registration and login authentication stage on the event portal at www.moviesandmortgageslive.co.uk

1.Entry ROUTES and Costs

Entry to the Prize Draw is available via the following routes:

  1. Online through the live event portal available at www.moviesandmortgageslive.co.uk
  2. Online to real-time viewers only of the Movies & Mortgages Live events on Wednesday 26th May 2021 and Wednesday 2nd June 2021.  (which excludes any viewers of ‘on demand’ playback of the live event)
  3. Entrants must correctly answer the competition question read out by the event compere to qualify for the prize.
  4. Valid entries will be drawn for one prize per event.


There will be two individual winners of the Movies & Mortgages Prize Draw running during the Movies & Mortgages LIVE events on Wednesday 26th May 2021 and Wednesday 2nd June 2021.  All valid entries recorded via interactive technology entry system will be pooled, and one random entrant will be selected at the end of each event.  Entrants must answer the competition question correctly to be pooled.

The first 40 households to register for either of the virtual events will be entitled to receive a free gift  which is a ‘Movie night snackbox’, delivered to their home, where possible in advance of the event date. Data captured from registrants will include a postal address, postcode and town/county, as well as mobile number to make arrangements for delivery. It is the responsibility of the participant to provide accurate information to receive the free gift.


Entries must be submitted during the following entry period:

Event 1 – Wednesday 26th May from 19:00hrs – 20:00hrs (the duration of the event)

Event 2 – Wednesday 2nd June from 19:00hrs – 20:00hrs (the duration of the event)

Entries received before the Start Time or after the End Time will be invalid.

Winners of the Prize Draw will be contacted directly via the email address provided on the live event login after the event has closed in order to validate address details which have been collected on registration for delivery of prize. 

The names of winners will NOT be published online, nor any photography captured. The winners names will be mentioned during the live event and will be included in the on demand recording of the event.


Entries are restricted to one entry per household/email address for both the free gift and the prize draw.

  • Entrants can be 18+ and resident in Northern Ireland
  • If the winner is unable to accept delivery of items within a reasonable timeframe from acceptance, their prize shall be forfeited.
  • Employees of Morrow Communications (and their family members) or employees of any company involved in the prize draw, including any Prize Provider, are not permitted to enter.
  • We reserve the right to disqualify any entrant or winner who does not comply with any of the eligibility criteria and/or is in breach of these Terms. We reserve the right to repeat the competition mechanic or any stage of it in order to draw a winner that fulfils all of the eligibility criteria and is in compliance with these Terms.


2 live studio prize draw winners will receive the following prize (the “Prize”):

  • 1 x 50 inch Smart Television with prize value approx. £400.00

80 households (maximum) who register for the live events will receive the following gift delivered in advance

  • 1 x Movie Night Snackbox (containing perishable food/confectionery/soft beverage items)
  • Approximate value = £10.00

The Prizes are provided by AIB Group (UK) p.l.c. trading under licence as AIB (NI) (the “Prize Provider”). We are not responsible for any aspect of the Prizes, including unsatisfactory quality or late delivery or a prize winner being unable to take up any aspect, or the entirety of the prize due to their own circumstances or restrictions.

Prizes are non-transferable, non-refundable and no cash alternative will be offered. The Prize Provider reserves the right to withdraw or substitute any prize with another of broadly equivalent value, without prior notice.

The Prize Provider and its associated agencies and companies accept no liability for any loss, expense or damage which is suffered or sustained (whether or not arising from any person’s negligence) in connection with this competition and/or prizes, other than such liability that cannot be excluded by law including death or personal injury caused by negligence, where liability shall be limited to the minimum permissible by law.


  1. DATA PROTECTION. Names, email addresses, home address and telephone will be collected upon a pre-registration form via www.moviesandmortgageslive.co.uk/register which will be used to facilitate event administration arrangements, validate postal addresses for distribution of prizes and gifts; and for future contact by AIB (NI) Ltd if consent is given.

Winner’s details will be processed by the Event Promoter (Morrow Communications) to arrange delivery of the prize to the winner/s.

Your details will not remain stored by the Event Promoter for longer than 3 months after the end date of the event and only consented data will be transferred securely to the “Client” within 14 days of the closure of the promotion.

The client (AIb (NI) Ltd) will only contact you with your consent to provide information on selected mortgage products that they offer, specifically if you have ticked an opt-in box on registration. You can find more information on AIB’s Data Protection Notice here: https://aibni.co.uk/data-protection/  and you can opt-out at anytime by emailing: You can opt out at any time by contacting AIB at ni.marketing@aib.ie

The recording of the two livestream events will remain on demand for 7 days after the specific end date and then will be archived for a period of 12 months only accessed by the Event Promoter or The Client who both have the right to use any footage or content for their own purposes and will not pass to any other third party, nor host the recording in the public domain.

  1. INTELLECTUAL PROPERTY AND CONSENTS. By entering this Competition, you are consenting to our use of your entry both to publicise this competition on social media channels selected and vetted by us. This means that we may use all names, images, descriptions, photographs video footage, and other information, which you have submitted on entry, in any media, without paying you any remuneration therefore and without any time restriction. You also agree that we may film, record or photograph you in connection with the competition and /or the Prize if applicable. We will own these films, recordings or photographs and we may use them publicly, including on the internet, for our radio broadcasts and/or for any promotional purposes on radio, in magazine or otherwise. You will also have waived any moral rights or right to payment that you may have had.
  • Entries which do not comply with these Terms or the General Competition Terms and Conditions will not be accepted, and any entries may be disqualified if we have any reason to suspect that there is a breach of, or non-compliance with, these Terms.
  • Where a competition mechanic involves the answering of questions, the correct answers to questions must match our answers to win (or be sufficiently close in our sole reasonable opinion) to be acceptable. In the event of any dispute about any answers given and whether they are correct, we reserve the right to amend what we deem a correct answer, however we are not obliged to, and our decision in either case is final, and no correspondence will be entered into.
  • You are responsible for all costs of entry and participating in the prize draw and where necessary, obtaining the bill payer’s permission.
  • We accept no liability for network, technical or signal errors, issues or failures experienced by entrants when entering the competition or at any stage during the mechanic of the competition.
  • As far as it is lawful to do so we exclude our liability for any losses suffered in connection with the Competition or any element of the Prize.

We may cancel, end or suspend the Prize Draw where we are required to do so in circumstances outside our control. We reserve the right to amend these Terms at any stage during the Prize Draw period if such amendment is necessary to facilitate the administration of the prize draw.

  1. CONTACT DETAILS. Any concerns? Please email: events@morrowcommunications.com
    Correspondence will not be entered into regarding any competition which has closed more than 14 days prior to correspondence being received.

Morrow Communications is the Promoter of Movies & Mortgages Live both the online events and the Prize Draw element.  See www.morrowcommunications.com for details of our registered office and company number.